Lønsikring Income Insurance

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What is Akademikernes + IDA Income Insurance
Akademikernes + IDA Income Insurance is a voluntary supplement to the regular unemployment insurance that you are covered by with membership of an unemployment fund. The insurance is taken out with a separate and independent agreement with Topdanmark and administered by IDA Insurance.

Who can take out the insurance
Only members of the Akademikernes and/or IDA can take out the insurance. This applies to both employees and the self-employed.
You must be between 18 and 57 years old and work at least 16 hours per week.
You must not have received payments from a similar scheme during the last 2 years. And when you order the insurance you must not be aware that you will be laid off, or have reason to believe that you are likely to be.

If you have already signed a similar income insurance policy with another insurance company, you have the option of including accrued seniority when transferring to this policy.

How much will you be paid
The insurance benefit may be between DKK 2,000 and 40,000 - you can choose yourself. The amount you choose must be a multiple of 2000.
The monthly payment from the insurance cannot exceed, including any income from part-time work, unemployment benefits, sickness benefits and other similar insurance coverage, 85 percent of your salary, less labour market contribution (AMBI), before the beginning of the period of unemployment.